Check Cashing – Frequently Asked Questions | Your Exchange

FREQUENTLY ASKED QUESTIONS ABOUT CHECK CASHING

Q: Do you cash insurance checks?
A. Yes, we generally precisely have to verify it was issued .
Q: Do you cash tax return checks?
A. Yes, once we verify it was issued .
Q: Can I write out a check to myself and cash it?
A. No, but we have an ATM available for your public toilet. We can besides take any sum off of your debit card if you know the pivot.

Q: Do you cash money orders?
A. Yes. We may have to call the 800 number and verify with the issuer .
Q: Do you cash handwritten checks?
A. Yes, once we verify with the issuer. We might have to verify funds with the bank, excessively .
Q: Do you have to call to verify every check I bring in?
A. No, we merely have to verify on checks from companies we do n’t recognize or on bigger checks. Once we verify a assay once and get it into the system, we wo n’t have to call again .
Q: Can I cash a check without my Social Security number?
A. unfortunately, we are required by the state to have your SSN on file in regulate to cash a arrest .
Q: Do I need a current government issued ID in order to cash a check?
A. We will accept any form of a mental picture ID, including educate or work IDs. If you are having any ID issues, stop into any of our stores, and we will try to help you .
Q: Will you be able to cash my check if you can’t get a hold of anyone? 
A. That would have to be decided on a sheath by case basis. We can besides copy the see and contact you when we are able to cash it. In any character, we ‘ll do everything we can to try to cash it for you .
Q: Can I load a check on my Cashpass card rather than cashing it?
A. We would cash the check first, and then load the cash onto your calling card. You can besides get direct deposit on the Cashpass circuit board .
Q: What do you need to cash a check?
A. We will need any type of picture ID and a social security numeral. We welcome you to stop in if you have ID problems, and we will try to work with you the best that we can .
Q: Do you cash personal checks?
A. Yes, WE DO ! We may have to verify with the issuer and the savings bank first .
Q: What do you charge to cash a check?
A. Check Cashing Rates and Fees ?

Type of Check Rate Fee
Payroll & Government $0 – $29.99 0% $1.00 flat fee
Payroll & Government $30 – $59.99 0% $2.00 flat fee
Government $60 – $499.99 2% $.75 surcharge
Payroll $60 – $499.99 2.5% $.75 surcharge
Payroll & Government $500 – $999 2.5% $1.50 surcharge
Payroll & Government over $1000 3.0% $1.50 surcharge
Handwritten 5.0% $.75 surcharge
Money Orders
Return Money Orders (from Your Exchange)
5.0%
2.0%
$.75 surcharge
$1.50 surcharge
Insurance 4.0% $0.00
Personal Checks 10.0% $.75 surcharge

Q: Do you cash signed over checks?
A. No, we do n’t except third party checks. We will work with the person who the check is made out to and provide them some options .
Q: Can you cash a personal check from my own account?
A. unfortunately, we are not able to cash checks from your own report. however, we can take money off of your debit batting order. We have an ATM for you to use, as well .
Q: What is the maximum amount you can cash a check for?
A. We do not have a limit. Please try to call ahead for goodly checks .
Q: If I get paid on Friday and the check is dated for Monday, can I cash it?
A. Yes, we cash post-dated checks .
Q: If my name and my husband’s name are both on the check, do we both need to be present to cash it?
A. Yes, whomever the check is made out to must be present in order to cash the check .
Q: Can you cash a check made out to my business, or can I write a check from my business account?
A. We are able to cash checks account payable to your commercial enterprise. Check out our corporate Check Cashing page for more information .
Q: Can you cash a check I received from my credit card?
A. We are not able to cash a check from your recognition circuit board account .
Q: Can you cash a check from my home equity account?
A. No, but please call our Fridley storehouse for a fiscal solution .
Q: If I have cashed a check at one of your locations, will I be in the computer for all Your Exchange locations?
A. Yes, Your Exchange is a fully network pot .

LARGE CHECK CASHING

Q: Do you cash large checks?
A. Yes .
Q: What is the maximum amount you can cash?
A. We do not have a limit .
Q: Do you cash settlement checks?
A. Yes, we besides have a settlement progress platform .
Q: Do you cash insurance checks?
A. Yes .
Q: Do you cash financial aid checks?
A. Yes .
Q: Do you cash checks over $5,000?
A. Yes, there is not restrict .
Q: Do you cash tax refund checks?
A. Yes .
Q: Do you cash renter rebate checks?
A. Yes .
Q: Do you cash commission checks?
A. Yes .
Q: Do you hold my check?
A. No, we cash checks the lapp day .
Q: What if I don’t want all cash?
A. We have pre-paid debit cards you can load money on, or you can buy money orders to use for bills or bring back former. We can besides pay your bills or send western Union .
Q: Do you cash retirement checks?
A. Yes .
Q: Do you cash Geico insurance checks?
A. Yes, we cash all indemnity checks .
Q: Do you cash H&R Block checks?
A. Yes, we cash all tax refund checks.

Q: What do I need to cash a large check?
A. If you have any back documents, please bring those in, along with a earphone count to the person you directly work with. It is not required to have these, but it is helpful .
Q: Do I need extra identification for a large check?
A. no, lone one movie ID is required .
Q: Do you cash Charles Schwab Trust checks?
A. Yes .
Q: Do you cash Gallagher Basset checks?
A. Yes .
Q: Do you cash the Hartford checks?
A. Yes .
Q: Do you cash JP Morgan checks?
A. Yes .
Q: If I have a large check that is made out to multiple people do both people need to be present?
A. Yes, both people need to be give with a video ID to cash the check .
Q: What is the fee to cash a large check?
A. It depends on how large and the company the check is from .
Q: Do you have to call before cashing the check?
A. In most cases, we do have to verify with the ship’s company and possibly the bank before the cash can be given out .
Q: Do I have to wait while you verify the check?
A. No, we can call you once everything is set and ready to go .
Q: Do you count out the money in front of other customers?
A. If you would like the money counted out in private, we can make those accommodations available .
Q: Where can I cash a big check?
A. At Your Exchange ! We ‘re experienced with checks of all sizes. We ‘ll get you on your way fast !
Q: What is the biggest check you can cash?
A. At Your Exchange we do n’t in truth have a maximal. If you would like to know if we would be able to cash a specific discipline, feel free to call one of our stores and ask any of our friendly tellers .
Q: How much do you charge for large checks?
A. Payroll or government checks over $ 1,000.00 are 3 %. If it ‘s a spending, policy, or handwritten check, the tip could vary .
Q: Can I get all cash back?
A. Generally, yes. We can besides pay your bills, print money orders, and load Cashpass prepaid debit cards .
Q: How long does it take to cash a large check?
A. We have you out the door american samoa soon as we can. When we have to call and verify, it could take a short longer than usual .
Q: I got a large check in the mail but I don’t know if it’s good. Should I bring it in?
A. If you ‘re diffident about the robustness of a check, you can always bring it in. We have no problem looking into it for you. Let us know of your reservations ahead of time to avoid any liability issues .
Q: Do you have to call and verify all large checks?
A. Generally yes, but it does ultimately depend on the hindrance. At Your Exchange match cash is our peculiarity ! We have familiarity with the checks from many large companies, which helps to speed things along and get your arrest cashed !
Q: Do I need to bring anything in with the check?
A. If you have any supporting documentation ( i.e. check stub, award letter, an envelope, etc. ), bring it in. The more information we have, the easier and faster it is to get the crack verified and cash in your hand .
Q: Do you cash large personal checks?
A. We can, but they will require extra verification. besides, personal checks are charged at a higher rate .
Q: Can you cash large post-dated checks?
A. Yes ! At Your Exchange we do n’t have to wait for the check date to get cash in your hired hand !
Q: Can I cash only a portion of the check?
A. unfortunately, no. We can merely cash the sum measure of any check .
Q: I have a big check but don’t want to walk around with that much cash. What can I do?
A. At Your Exchange we can print off money orders in any total ( up to $ 1,000.00 each ), deoxyadenosine monophosphate well as burden money onto our Cashpass prepay MasterCard. Cashpass allows up to $ 10,000.00 loaded in a 24 hour period. We besides pay bills, wire money, and sell prepaid telephone time !
Q: Can I cash a check made out to me and my spouse?
A. unfortunately if a check is collectible to two people, they both will have to be portray when cash. even with a touch, both payees must be present .
Q: Can I cash a check made out to me and my auto shop?
A. If a hindrance is collectible to you and a company, the check will have to be stamped and endorsed by the company. After that, we are able to cash it .
Q: Can you cash large handwritten insurance checks?
A. Yes ! If your indemnity agent writes out a check for you, we can cash it at Your Exchange. Just bring your agent ‘s telephone number so that we can promptly verify it, and you can walk out the door with cash !
Q: Do I need to call ahead if I have a big check?
A. not necessarily, but a margin call would be beneficial .
Q: Where is the fastest place to cash a big check?
A. here at Your Exchange ! We ‘ll get cash in your hands in a matter of minutes !
Q: Where is the cheapest place to cash a big check?
A. here at Your Exchange ! We ‘ll cash your check for a divide of the fees at any early check casher .
Q: Can I drop off a check for verification and pick up the money later?
A. Yes. If you ‘re pressed for clock time, you can let us take a transcript of the check. We will work on getting it verified, and once we ‘re finished, we ‘ll call you. then you can bring the check back in whenever you ‘re able to .
Q: Can you load cash onto a prepaid card that I already own?
A. Yes. We offer the Cashpass prepaid MasterCard hera at Your Exchange, but we ‘re able to load many postpaid cards through Western Union .
Q: Where can I cash my student loan check?
A. here at Your Exchange ! We ‘ll get cash in your hands in a matter of minutes !
Q: Where can I cash my settlement check?
A. here at Your Exchange ! We ‘ll get cash in your hands in a matter of minutes !

Q: Where can I cash my insurance check?
A. here at Your Exchange ! We ‘ll get cash in your hands in a count of minutes !
Q: Where’s the best place to cash a big check?
A. here at Your Exchange ! We ‘ll get cash in your hands in a matter of minutes !
Q: Where can I cash my tax refund?
A. here at Your Exchange ! We ‘ll get cash in your hands in matter of minutes !

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