How do insurance companies know about pre-existing conditions?
In nowadays ’ s global information about each of us is well stored, shared and is accessible to about everyone if they know where to look. indemnity companies know about all injury victims ’ preexisting conditions or anterior accidents or injuries they do research .
arsenic soon as an insurance caller receives notice of your accident and that they now have a claim which may require them to pay money, they will put the injured person ’ randomness data ( such as their list, go steady of give birth or social security issue ) into their system and begin to do across-the-board research with the goal of finding any information about you that will help them pay out vitamin a little as possible to the wound victim on their claim .
hera are examples of the types of information that the indemnity company will find out about you curtly after any type of accident is reported to them in decree to minimize their fiscal exposure to you in the case ( including car, skid and descend, or workers ’ compensation accidents ) :
- Prior automobile accidents, including how many, when, the severity of the impact and the exact injuries sustained and/or treated medically
- Prior slip and fall accident(s)
- Prior workers’ compensation claims, accidents or injuries
- Prior sports injuries
- Prior health insurance claims
- Prior PIP or Personal Injury Protection insurance claims
- Prior medical treatment or complaints to doctors or hospitals
- Prior surgeries or hospitalizations
- Prior law suits you were involved in either as plaintiff or defendant
- Bankruptcy filings
- Criminal Record(s)
You should constantly remember that insurance companies have enormous resources and they use those resources to do extensive backdrop checks on about everyone that files a claim against them in ordering to minimize the come of money that they have to pay you.
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therefore, after you ’ ve been injured in any character of accident including automobile, slip and fall or work accident, you should constantly consult with and lawyer anterior to ever speaking with anyone from the indemnity caller. additionally, you should constantly consult with and hire a personal injury lawyer in Miami or Fort Lauderdale with the cognition and experience handling personal injury cases that is necessity to protect you and fight for your rights and against the policy company .
Speak with a Personal Injury Attorney in Miami or Fort Lauderdale to Discuss Your Rights and Responsibilities
The attorneys at Payer & Associates have been specializing in the cover of car accidents, personal wound and workers ’ recompense cases for more than 20 years. Our attorneys are life members of both the Million Dollar Advocates Forum and Multimillion Dollar Advocates Group Forum ( less than 1 % of U.S. lawyers are members ). Our attorneys personally handle each and every one of their personal wound cases and make themselves personally accessible to all of their clients and their sleep together ones in rate to provide you with the professional service you deserve .
If you have been seriously injured or lost a loved one in an automobile accident, personal injury or workers ’ recompense accident in Miami or Fort Lauderdale and have questions or concerns about your legal rights and responsibilities you should contact the personal injury and workers ’ recompense attorneys at Payer & Associates today by calling : ( 786 ) 509-7484 ; ( 954 ) 463-2111 or 305-854-4442 for your 100 % confidential free reference with one of our aggressive accident attorneys .