other fees may apply, and it is possible for the account to have a damaging libra. Please see the Wells Fargo Consumer Account Fee and Information Schedule and Deposit Account Agreement for details .
If you convert from a Wells Fargo score with check writing ability to a clear Access Banking account, any outstanding bridle ( s ) presented on the new net Access Banking score on or after the date of conversion will be returned amateur. The payee may charge extra fees when the check mark is returned. Make certain that any outstanding checks have been paid and/or you have made unlike arrangements with the payee ( randomness ) for the checks you have written before converting to the clear Access Banking account .
On the good morning of every business day, we will review your account to determine if you received an electronic direct deposition after the anterior business day ‘s nightly processing. If a direct down payment is received by 9:00 ante meridiem local meter where your account is located ( noted on your report statement ), we will calculate a newly account balance wheel that includes the pending lineal deposit ( s ), less any pending debits. If this newly calculated balance covers transactions that resulted in overdraft fees during the anterior business day ‘s nightly action, we will waive or refund those fees. We may besides reverse refund item ( non-sufficient funds/NSF ) decisions. Overdraft Rewind ® does not reverse the transfer or progress of funds from a linked Overdraft Protection account. The Bank receives most send deposits through the Automated Clearing House ( ACH ) network before 9:00 a.m. target deposits include your wage, pension, Social Security, or early regular monthly income electronically deposited through the ACH network by your employer or an external representation. early deposits, such as check ( sulfur ), cash, or bill transfers received after our nightly account work, are not included for purposes of Overdraft Rewind.
registration with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. check or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should lone be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. payment requests to persons not already enrolled with Zelle® must be sent to an e-mail address. To send or receive money with a small business, both parties must be enrolled with Zelle® immediately through their fiscal institution ’ mho on-line or mobile bank know. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile aircraft carrier ‘s message and data rates may apply .
mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile down payment. handiness may be affected by your mobile carrier ‘s coverage sphere. Your mobile aircraft carrier ‘s message and data rates may apply. See Wells Fargo ’ s Online Access Agreement and your applicable business report tip disclosures for other terms, conditions, and limitations .
not all smartphones are enabled with a digital wallet. Your mobile carrier ’ south message and data rates may apply .
Sign-up may be required. Availability may be affected by your mobile carrier wave ‘s coverage area. Your mobile carrier ‘s message and data rates may apply .
Turning off your card is not a substitute for reporting your poster lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the mailing of refunds, reversals, or credit adjustments to your account. Any digital wag numbers linked to the batting order will besides be turned off. For debit cards, turning off your card will not stop transactions using other cards linked to your deposit account. For credit cards, turning off your circuit board will turn off all cards associated with your credit card account. handiness may be affected by your mobile carrier wave ‘s coverage area. Your fluid carrier wave ‘s message and data rates may apply.
With Zero Liability protection, you will be reimbursed for any promptly reported unauthorized wag transactions. Please see the Wells Fargo EasyPay Card Terms and Conditions for information on liability for unauthorized transactions .
Terms and conditions apply. Mobile carrier ‘s message and data rates may apply. See Wells Fargo ‘s Online Access Agreement for more information .
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service check of Apple Inc .
Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC .
Zelle® and the Zelle® related marks are wholly owned by early Warning Services, LLC and are used herein under license.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for extra consumer score information .
Wells Fargo Bank, N.A. Member FDIC .