General Liability Insurance

Protect your business from liability claims

General liability indemnity ( GL ), much referred to as business liability policy, is coverage that can protect you from a diverseness of claims including bodily injury, property wrong, personal wound and others that can arise from your commercial enterprise operations. General liability indemnity quotes normally include :

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products completed operations
  • Damage to premises rented to you

Learn how these coverages protect humble businesses and how much you ’ ll want to consider for your unique risk .

Who needs general liability insurance?

General indebtedness insurance is often combined with place insurance in a business Owners Policy ( BOP ), but it ‘s besides available to many contractors as a stand-alone coverage through the Progressive Advantage® Business Program.

As a contractor or small business owner, you need some form of clientele indebtedness policy to safeguard your support .
A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this is to make indisputable you have liability coverage that matches your level of exposure .
Some employers or clients might besides require you to carry a certain sum of general liability before you can work for them .

General liability insurance for contractors

If you ‘re a contractor, you might only want general indebtedness – not a fully BOP. For model, you might not own any commercial buildings that require property indemnity, or need to cover payroll or other engage expenses. however, you ‘re still exposed to liability risks from your speculate .
You might be eligible to get general indebtedness indemnity, without the extra coverages in a BOP, through the Progressive Advantage Business Program. We offer general liability, equally well as Blanket Additional Insured Coverage to contractors who qualify .
Blanket Additional Insured Coverage extends your existing liability indemnity to other entities as required by some contracts with employers .

General liability insurance cost

In 2020, the national average monthly monetary value for general liability policy through the Progressive Advantage® Business Program was $ 53. Remember, this is only an average and international relations and security network ’ deoxythymidine monophosphate necessarily what you ’ ll pay. Your rate depends on the specific features of your business .
learn more about general liability insurance cost, policy evaluation factors and money-saving tips to help you find the best combination between price and protection for your commercial enterprise. Call us nowadays, or start a quotation on-line.

Get it all in a BOP

General liability, along with other coverages, is available in BOPs written through the Progressive Advantage Business Program .
If you need to protect things like personal property used for your clientele, or commercial buildings such as garages or storage facilities, you might require the extra protections provided in a BOP .

General liability insurance for small businesses

Show video transcript
General Liability policy from Progressive Commercial includes a variety of coverages that can protect you from claims against your occupation .
For exercise, bodily injury covers your business if a customer slip and falls on your premises or gets injured from a falling aim .
Coverages besides include property damage protection, which pays for any price caused to other people ’ s property while you ’ re on the speculate, and product claim security, covering you in case your products cause illness or physical damage .
There ’ s coverage for personal and advertise injury a well, which protects you in claims involving defame, libel or copyright violation.

The come of general liability coverage your commercial enterprise needs depends on factors like your ship’s company ’ south goals and contractual requirements .
Stay protected with General Liability insurance from Progressive Commercial. Call us or start a quote on-line nowadays .
disavowal : Progressive Casualty Ins. Co. & affiliates

Common questions

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