Credit One Credit Cards: What You Need to Know

Platinum Rewards Visa

Our thoughts

The Platinum Rewards Visa with Cash Back Rewards comes with an annual fee of $ 95, but besides a dependable cashback rewards program that can well make up for the annual fee. You earn 5 % cashback rewards on the first $ 5,000 of eligible purchases on flatulence, grocery store, and internet, cable television, satellite television receiver and mobile phone services each year, then 1 % thereafter. If you spend at least $ 5,000 on groceries in a year, that ‘s $ 250 in cash back before you hit the earnings detonator. The poster besides comes with a higher minimum credit rating line of $ 500, making it a commodity manner to go for person with average accredit .
By the way, if you have Excellent/Good accredit and you love the estimate of grocery store rewards, you should check out the Blue Cash Preferred® Card from American Express. It offers a better cashback rate on U.S. supermarket purchases .
Score needed :
Rewards : 5 % cashback rewards on the first $ 5,000 of eligible purchases on gasoline, grocery, and internet, cable, satellite television and mobile telephone services each year, then 1 % thereafter

Minimum credit line : $ 500
APR : 23.99 % variable
Annual fee : $ 95

Credit One Bank Wander Card

Our thoughts

If you love to travel, the Credit One Bank Wander Card is actually a pretty decent travel rewards card with rewards particularly targeted to home park and entertainment parking lot lovers. Cardholders earn bonus points on amusement parks, angstrom well as restaurants and hotels. For a $ 95 annual fee, this is actually a effective rate on travel purchases. New cardholders are besides treated to an $ 80 affirmation credit toward a national park pass in the first class .
Your points are fairly straightforward to redeem : You can redeem them toward statement credits in increments of 1,000 at a value of 1 cent per degree. You can besides redeem points for give cards, merchandise and more .
Score needed :
Rewards : Earn 5X points on eligible amateur & amusement park purchases, 3X points on eligible restaurant and lodge purchases, and 1X points on all early purchases
Minimum credit line : $ 500
APR : 23.99 % variable
Annual fee : $ 95

Credit One Bank American Express Card

Our thoughts

The Credit One Bank American Express Card charges a $ 39 annual tip, but offers Unlimited 1 % cash back rewards on all purchases and, most notably, travel benefits and purchase protections from American Express. You ‘ll have to contend with slightly more circumscribed merchant acceptance, since it ‘s an Amex menu, though on the summation side, you ‘ll be covered with benefits, like 90 day coverage against larceny and damage on eligible items .
Score needed :
Rewards : outright 1 % cash back rewards on all purchases
Minimum credit line : $ 300
APR : 23.99 % variable
Annual fee : $ 39

Credit One Bank® Platinum Rewards Visa® With No Annual Fee

Our thoughts

This is the alone card from Credit One with a $ 0 annual tip in its terms, and consequently one of the best options on this list. It ‘s a becoming choice for earning rewards while building recognition : You ‘ll Earn 2 % cash back rewards on eligible natural gas and grocery store purchases angstrom well as mobile call, internet, cable, and satellite television services, terms apply, without having to pay an annual tip. unfortunately, you do n’t earn any cash back outside of its limited gain categories, so if you have good credit, you can find better cashback credit cards .
Score needed : excellent
Rewards : Earn 2 % cash back rewards on eligible gas and grocery store purchases adenine well as mobile call, internet, cable, and satellite television receiver services, terms apply
Minimum credit line : $ 300
APR : 24.24 % variable star
Annual fee : $ 0

Credit One Bank® Platinum X5 Visa®

Our thoughts

For an annual fee of $ 95, the Credit One Bank® Platinum X5 Visa® includes a lesser rewards program than the two cards above : You only earn 1 % cash back on a limited list of categories. however, it ‘s not a severe choice for person trying to build a credit history. If you ca n’t qualify for the above offers, you should check this circuit board out .
Score needed : good
Rewards : Earn 5 % cash back rewards on the first $ 5,000 of eligible flatulence, grocery, internet, cable, satellite television, and mobile earphone overhaul purchases each class, and then 1 % thereafter. Plus 1 % cash back rewards on all other purchases, terms apply
Minimum credit line : $ 300
APR : 24.24 % varying
Annual fee : $ 95

Credit One Bank® NASCAR® Credit Card

Our thoughts

The Credit One Bank® NASCAR® Credit Card is one of several cards from Credit One targeted to consumers trying to rebuild their credit. It charges an annual tip of $ 39- $ 99 and offers cash back on NASCAR purchases. The menu besides offers exclusive deals, discounts and particular experiences for NASCAR. If you ‘re a NASCAR fan, it could be a good way to build your credit score .
Score needed : Excellent/Good/Fair/Poor/Bad
Rewards : 1 % cash back rewards on eligible gas and automotive purchases and double cash back rewards at the NASCAR Shop, terms apply

Minimum credit line : $ 300 minimum credit rating production line ( reduced by annual tip that you are granted — for example, if you have a $ 99 annual fee, your credit occupation will be $ 201 )
APR : 23.99 % variable
Annual fee : $ 39- $ 99

Vegas Golden Knights Credit Card

Our thoughts

exchangeable to the Credit One Bank® NASCAR® Credit Card, this batting order is targeted to fans of Las Vegas ’ field hockey team. It charges an annual tip of $ 0 to $ 75 for the first gear year. After that, $ 0 to $ 99. however, while it does include special deals and discounts for Golden Knights fans, it does n’t offer a cashback bonus on Golden Knights purchases. alternatively, you ‘ll be offered 1 % cash back on a diverseness of categories, just like the Credit One Bank® Platinum X5 Visa® .
Score needed :
Rewards : 1 % cash back rewards on eligible purchases
Minimum credit line : $ 300 minimal credit line ( reduced by annual fee that you are granted — for example, if you have a $ 99 annual tip, your credit line will be $ 201 )
APR : 23.99 % varying
Annual fee : $ 0 to $ 75 for the first year. After that, $ 0 to $ 99

Best Friends® Credit Card

Our thoughts

For animal lovers, the Best Friends® Credit Card offers rewards on favored purchases, plus a fiddling something extra for your furred friends — a contribution of 1 % of eligible purchases to the Best Friends Animal Society. With a fairly low annual fee of $ 0- $ 39, this card could be a properly option for a darling owner trying to improve their credit grudge .
Score needed :
Rewards : 5 % cashback rewards on eligible pet shops, positron emission tomography foods, and supplies stores purchases for the first $ 5,000 per calendar class, and then 1 % thereafter
Minimum credit line : $ 300
APR : 23.99 %
Annual fee : $ 0- $ 39

Six Flags® Rewards Visa

Our thoughts

Amusement park enthusiasts should give the Six Flags® Rewards Visa a close expression. In addition to generous points on Six Flag purchases, the circuit board awards a fair sum of points on natural gas, groceries and lodging. The poster is assailable to users with credit, with applicants on the lower side of this range qualifying for a $ 0- $ 39 annual fee. This is not a bad deal for person trying to improve their credit rating score, though applicants with higher scores can do better .
Score needed :
Rewards : Earn 3X points on eligible Six Flags purchases, 2X points on eligible gas, grocery store, and lodging purchases, and 1X points on all other purchases
Minimum credit line : $ 300
APR : 23.99 %
Annual fee : $ 0- $ 39

WWE® Champion Credit Card

Our thoughts

The WWE® Champion Credit Card is a solid choice for applicants with credit rating who are besides fans of sports entertainment. For a $ 49 annual fee, the card offers cash rear on all your purchases, plus bonus rewards on certain categories, including television, mobile telephone and din purchases. The specific perks for WWE fans are limited — you ’ ll get a specially designed card and access to especial promotions from WWE. however, the circuit board ’ s cashback rewards are a good reason to sign up, potentially making up for the annual fee each year .
Score needed :
Rewards : 3 % cash back on eligible internet, cable and satellite television receiver, and mobile phone overhaul purchases ; 2 % cash back on eligible dining purchases and 1 % cashback rewards on all other eligible purchases
Minimum credit line : $ 300
APR : 23.99 %
Annual fee : $ 49

WWE® Superstar Credit Card

Our thoughts

Credit One offers a second WWE-branded menu for those trying to rebuild their credit, the WWE® Superstar Credit Card. Like the WWE® Champion Credit Card, the WWE® Superstar Credit Card comes with a especial card invention and particular WWE promotions. however, the cashback rewards are limited to a few outgo categories and the annual tip is high. You can find procure recognition cards that allow you to rebuild credit with no annual fee and a lot better rewards .
Score needed :
Rewards : Earn 1 % cashback rewards on eligible internet, cable and satellite television receiver, and mobile phone serve purchases, ampere well as eligible dining purchases

Minimum credit line : $ 300 ( reduced by annual fee that you are granted — for example, if you have a $ 99 annual fee, your credit line will be $ 201 )
APR : 23.99 %
Annual fee : $ 75 for the first year, then $ 99

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